facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast phone blog search brokercheck brokercheck Play Pause

About Us

Tom Belding, CFP®

The mission of Belding Financial Planning (BFP) is to partner with clients to help them make sound decisions and to achieve the peace of mind that a solid financial plan can bring. As with teaching, mentoring and leading, where Tom has spent much of his career, the best results most often come from establishing trust, setting realistic goals, being willing to learn, and ready to act.

Services emphasize needs that arise during transitions such as marriage, divorce, job loss, retirement, and the onset of infirmity or disability. Specialties are investment management, retirement planning – including optimizing social security, and special needs. We serve clients locally in Chatham, New Jersey and virtually across the country.


Tom Belding is a CERTIFIED FINANCIAL PLANNER™ professional with over thirty years’ experience in financial planning at the organizational and personal level, including serving as a trust advisor, endowment manager and entrepreneur. He has a passion for financial planning and a broad, practical perspective.

Tom’s career started in medical and, later, economic research. He then moved on to consulting, financial data services, international trade, and education. He has taught financial literacy and been a CFO. He has extensive experience in the administration of benefits, including retirement plan origination and implementation. He is an expert in the financing of special needs education. He has been an executive in for-profit and non-profit organization; employers have included Johns Hopkins University, Harvard University, Automatic Data Processing, Inc. (ADP), BELKO, Inc., and The Newgrange School of Princeton, Inc., among others. He has served in numerous elected and appointed positions on public and private boards and advisory panels and has done business in over 30 countries. He was recognized as a Paul Harris Fellow by Rotary International and is the Chair of the Investment Committee of the Chatham United Methodist Church.

In his spare time, Tom likes to combine his love of sports and travel. You may be just as likely to find him and his wife Meg on an exciting ballroom dance floor – particularly on New Year’s Eve – as you would kayaking the Hudson. For more information, see his profile on LinkedIn.


  • Certified Financial Planner™
  • Master of Arts, Applied Economics, University of Michigan
  • Master of Health Planning and Administration, University of Michigan
  • Master of Science, Human Genetics, University of Michigan


Belding Financial Planning provides financial planning and investment management services on a Fee-Only basis, meaning we do not accept commissions of any kind. Our services range from consultation on a specific area to continuous on-going services such as retirement planning, portfolio construction and investment management.


Contact Us

Contact Tom to schedule a complimentary meeting to see if his services are the right fit for your financial planning needs.

Belding Financial Planning
Chatham, NJ

Phone | 862-217-4318
Email | tom@beldingfp.com
Schedule a meeting

Investment advisor representative of and investment advisory services offered through CGN Advisors, LLC, a Fee-Only SEC registered investment advisor. Tel: (910) FEE-ONLY. Belding Financial Planning may offer investment advisory services in the State of New Jersey and in other jurisdictions where exempted.