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Back-of-the-Napkin Simple.

This is my inspiration to be even more simple and direct in my financial planning. Carl Richards is a financial planner from Utah who, a couple years ago, began illustrating complex financial ideas in simple, easy-to-understand sketches. I started following him soon after he began doing this and he's become quite popular (NY Times blog, speaking engagements, new book, etc.).

I heard him speak at a large financial planning industry conference a few weeks ago and he was very good. He commented, for example, he's a bit overwhelmed when the CFO of a Fortune 500 company comments on a sketch that has only: INCOME >= EXPENSES

I'm going to keep this musing simple and stop right here. Check out more of these cool sketches at Carl's website.